APY = Annual Percentage Yield. Rates effective as of March 12, 2024.
Checking and savings accounts listed below are variable rate accounts.
Rates for variable rate accounts may change after account is opened.
Fees may reduce earnings
Kasasa Cash®* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| Up to $25,000 (when qualifications are met) |
5.359% | 5.50% |
| Over $25,000 (when qualifications are met) |
0.499% | 1.50% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
Kasasa Saver®* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| Up to $50,000 (when qualifications are met) |
1.49% | 1.50% |
| Over $50,000 (when qualifications are met) |
1.49% | 1.50% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
UB Grand Checking Learn More
| Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|
| $100.00 | 0.35% | 0.35% |
Savings Accounts
| Account Type | Balance | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|---|
| UB Savings | All Balances | $100.00 | 0.10% | 0.10% |
| Kids Club | All Balances | $1.00 | 0.10% | 0.10% |
| Christmas Club | $0.01 - $5,000.00 | $10.00 | 0.50% | 0.50% |
