Personal Credit Cards

Have more purchasing power wherever you go — with a Mastercard^® credit card from United Bank.

Key Features

Mastercard® Low-Rate Card

No annual fee
Low introductory rate for the first six months¹
Competitive ongoing APR¹
25-day interest-free grace period on all purchases. No grace period on cash advances
24-hour toll-free live customer assistance available at 800-367-7576
Online account information available 24/7 at cardaccount.net
Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
Unlike some card offers, APR¹for purchases and cash advances is the same. We do not charge a higher rate for cash advances

Certain restrictions apply, detailed in the applicable benefits brochure received with new credit card.

Other fees may be charged, these fees are listed on the downloadable application (PDF).

Download the application (PDF).
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
Fax your completed application to the Card Service Center at 877-809-9162 — or simply bring it into one of our locations.

¹Please see application for information about current APRs and fees.

Mastercard World & Preferred Points Rewards Cards

Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
Low introductory rate for first six months¹
Competitive ongoing APR¹
No annual fee
25-day interest-free grace period on all purchases. No grace period on cash advances.
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise, including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, gift cards and more
To view or redeem rewards points, visit mypreferredpoints.com or call 800-367-7576
24-hour toll-free live customer assistance available at 800-367-7576
Online account information available 24/7 at cardaccount.net
Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances

Certain restrictions apply, detailed in the applicable benefits brochure received with new credit card.

Other fees may be charged, these fees are listed on the downloadable application (PDF).

Download the PDF application.
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
Fax your completed application to the Card Service Center at 877-809-9162 — or simply bring it into one of our locations.

¹Please see application for information about current APRs and fees.

²Concierge Services available with World MasterCard only.

Apply Now

Download the PDF application.
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
Fax your completed application to the Card Service Center at 877-809-9162 — or simply bring it into one of our locations.